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Do you work with Romanian companies?

We support your company that works with Romanian companies by financing trade credits.

Our solutions for your business

We offer services for the management and advance of credit, payment guarantee and reduction of the risk of the insolvent debtor. We also develop tailor-made solutions, allowing you to meet your liquidity needs, in order to support the development of your business.

Factoring without recourse

Thanks to our experience, we allow companies to optimize the customer-debtor relationship and reduce the supply risk, transferring to us the non-payment risk of customer. We take care of the management of credit collection directly.

Factoring with recourse

We address to companies that need trade credit liquidity. We manage the collection and administration, so that the transferring company can have an advance on the assigned credits.

Outright purchase

We provide the advance payment under guarantee of the amount of the assigned credit at a price and a date agreed with the factor (Ifis Finance). You can therefore transfer to us integrally the credit risk and the risk of late payment

Advance for future credits

We offer financing through the advance of credits that will derive from the contracts with your company’s customers.

Reverse factoring

We offer a financial service able to ensure complete solutions to medium and large companies with a large supplier portfolio, managing relationships with them and supporting a possible proposal for deferred payments.

Additional options

You can enrich the factoring solution you have chosen with some additional options:

Non notification

Through this option the notification of the assignment to the debtor is not provided. It can be applied to all types of factoring.


With the maturity option, the Factor (Ifis Finance) guarantees to the assignor the payment of the assigned credit upon maturity, offering in the same time to the assigned debtor the opportunity to obtain a further deferment of payment of the original credit with a financial cost on its own expense. The option is applicable only for reverse factoring.


Effective credit management

Substantial increase of the business volume of the company, thanks to the liquidity of credit and the optimization of capital.

Credit risk reduction

Lowering the risk of credit loss due to a possible situation of financial difficulty.

Investment financing

Advance payment of credits supports investment processes, optimizing the use of external funds.

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